EMI payment mode on PayU Payment Gateway

Industry's highest issuer coverage on Debit Card EMI, Credit Card EMI, Cardless EMI & BNPL payment modes

Improve Conversions with

Trusted By 5 Lakhs+ Businesses Across India

Why Use PayU EMI?

Experience hassle-free integrations, instant settlements & various supporting APIs with PayU Affordability Integration

Reduce drop-offs with Native OTP API

Capture OTP on your page directly to improve customer experience

Boost Conversions with No Cost EMIs

Easily configure no-cost EMI logics within existing APIs within minutes

Elevate User Experience with Instant EMI eligibility checks

Show only relevant EMI options & offers to your customers

Improve success rates with instant settlement

Improve success rates up to 5% with direct bank integrations from PayU

220% rise in EMI usage post pandemic

EMIs are helping businesses in making products more affordable

With the industry growing at 10% CAGR, top OTAs integrated with PayU EMI saw a ~30% increase in there GMV(m-o-m).

Travel Industry

6 out of 10 people prefer EMI while online shopping - high ticket size items being made affordable with EMIs

Ecommerce

An exponential growth has been witnessed with affordable payment modes - making it easier for consumers to not think twice before making a purchase

Consumer Durables & Electronics

Industry's highest issuer coverage on EMI options

Industry's highest issuer coverage on EMI options

Accept payments

• Payment Gateway
• International Payments
• Recurring Payments
• Payment Links
• Priority Settlements (T+2 settlement cycle)

• PayU-hosted web checkout
• Merchant-hosted web checkout for full UI/UX control
• SDKs for mobile app checkout

Customize checkout experiences

• Tokenization for faster, safer checkout experiences
• AI-powered Recommendation Engine for personalized checkouts, reduced drop-offs, and improved conversions
• Native OTP so customers don’t need to go outside your web or mobile app
• CVV-less payments enable faster payments

Improve conversions with best-in-class features

• Enable payment modes like EMI and BNPL for your customers
• Use Offer Engine to configure offers for all payment modes

Make purchases affordable & boost sales

PayU Payment Suite for Any Size of Businesses

Mobile Checkout

Plugins

Web Checkouts

PayU provides development kits that are indispensable for creating platform-specific applications.

Connect your existing commerce systems to our platform for a seamless payment flow.

Enable your website’s payment workflow using the following integrations from PayU

A few words about your product/offer. Explain how your product will improve your customer’s life. What it is and how it helps your customer.

Easy Integration With Your Existing Systems

• PayU Hosted Checkout
• Merchant Hosted Checkout
• Server-to-Server Integration
• Low Code Web SDK

• Android SDKs
• Apple iOS SDKs
• React Native SDKs
• Flutter SDKCordova SDK

• Shopify
• Shopmatic
• Interakt for WhatsApp Business
• WooCommerce
• All Plugins

Easy Integration With Your Existing Systems

Web Checkouts

Mobile Checkout

• Shopify
• Shopmatic
• Interakt for WhatsApp Business
• WooCommerce
• All Plugins

Plugins

• PayU Hosted Checkout
• Merchant Hosted Checkout
• Server-to-Server Integration
• Low Code Web SDK

• Android SDKs
• Apple iOS SDKs
• React Native SDKs
• Flutter SDK
• Cordova SDK

Success Stories

Millions of businesses of all shapes and sizes rely on PayU to empower their growth dreams

PayU helped us tide over an unexpected surge in volumes with zero downtime. They continue to support us with monitoring, middle-of-the-night service requests, and ad hoc asks

Lohit Gupta

Associate Director, Marketing at Grofers

Puneet Aggarwal

Vice President Finance at Ixigo

PayU was an obvious choice given its market leadership & innovative background in online payments. They have offered us best-in-class customer experience round-the-clock support

Santosh Kevlani

Head, Payments, Alliances & Bank Partnerships at Myntra

PayU’s support has been valuable in enabling us to deliver a smooth payment experience. We are delighted to have PayU as one of our payment partners.

Get a call back from PayU to know more about EMI Payment Option

Unlock Business Growth with PayU

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